Brent Zelt is your FHA certified appraisal companyThe FHA maintains of approved appraisers for each state - Brent Zelt is on the roster of approved appraisers for AZ. If you have an FHA-secured mortgage, be sure to contact Brent Zelt, as we are approved and certified to perform FHA reports. A portion of the regular training our staff at Brent Zelt receives deals exclusively with comprehending the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is insured by them. The lending organization takes care of all the finances; the FHA simply secures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit from an FHA-secured loan; the purpose of the Federal Housing Administration is to cooperate with credit-worthy consumers to meet expectations and requirements for lending agencies that they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly beneficial to those homebuyers with less accessible starting capital. |